Running a business comes with enough challenges getting financing shouldn’t be one of them. At Mular Credit Ltd, we’ve designed a simple, transparent, and supportive process to help you access the funds you need without unnecessary hurdles.
Getting Financed with Mular Credit is easy
We are quick reliable and dependable
Getting Started
At Mular Credit Ltd, we make it simple to begin your financing journey. With branches in every major town, we are always close to you and ready to serve. Our wide presence ensures that no matter where you do business, support is within reach.
To get started, visit your nearest branch or contact us directly. A dedicated Relationship Officer (RO) will walk you through our loan products, explain the requirements, and help you choose the solution that best fits your business needs.
- Always Close to You
- Simple Process
- Personal Support
- Tailored Solutions
Requirements
Before applying, a Relationship Officer must assess your eligibility. Key requirements include:
You must be of legal age
Have a valid source of income
Present valid documents like a National ID and business permits (where applicable)
Must have been in business for a minimum of 6 months
Must provide a guarantor who is a business owner to qualify
The RO will visit you for a physical or remote assessment before proceeding with the application.
- Must be of legal age
- Provide a valid National ID and business related documents
- Have been running a business for at least 6 months with consistent income
- Must provide a guarantor who is also a business owner
Documents
Once you’re eligible, you’ll need to provide:
A copy of your National ID
A recent passport-size photo
Proof of ongoing business activity or income records
Details of collateral or security (if required)
Guarantor details, including their ID and the security they are offering
- A copy of your National ID
- A recent passport-size photo
- Proof of ongoing business activity or income records
- Details of collateral or security
How Long it takes
Loan approval is completed within 24 hours for new applications.
Repeat customers enjoy instant access to funds through our USSD platform, making borrowing faster and more convenient.
How we help
How Our Loans Empower Your Business
We provide businesses with timely financial support, freeing you to focus on growth, expansion, and long term success. Beyond bridging urgent financial needs, our loans open doors to new opportunities, strengthen stability, and give you the confidence to move your business forward.
- Writing down sales and expenses daily helps you see clearly if you’re making profit or loss. This simple habit guides better decisions for your business.
- The people you work with should be reliable and supportive. A trustworthy team makes serving customers easier and keeps your business steady.
- Business has ups and downs, so save a little whenever you can. Small savings create a cushion for slow days or unexpected expenses.
- Customers are the heart of your business. Treating them kindly and fairly makes them return and bring others to support your growth.