Fueling Ambitions, Building Futures.
At Mular Credit, we make it easier for small businesses and entrepreneurs to get the funding they need to take their next step.
- Professional
- Friendly
- Convenient
Trusted by Thousands of People & Businesses
We are certified, regulated, and fully licensed by the Central Bank of Kenya (CBK), the Office of the Data Protection Commissioner, and the Financial Reporting Centre (FRC)
who we are
We Are the Best Partner for Growing Businesses
At Mular Credit Ltd, we go beyond providing loans we build lasting partnerships with entrepreneurs, women-led groups, and SMEs. Our flexible financing, customer first approach, and deep commitment to financial inclusion make us the trusted choice for businesses that want to grow, create impact, and achieve sustainable success.
- We provide clarity, guidance, and support every step of the way
- We handle your business needs with the same care and dedication as we would our own
Why Choose Us
We Are Experienced & We Have Expert Teams
Proven Track Record
Years of successfully financing and supporting businesses across diverse sectors.
Specialized Knowledge
A team of experts with deep understanding of microfinance, SMEs, and women led enterprises.
Tailored Solutions
Experience in designing flexible, customer-focused financial products that fit real business needs.
Trusted by Many
Businesses, entrepreneurs, and investors rely on us because of our professionalism, innovation, and consistent results.
Years of combined experience in microfinance and business support
Small businesses and SMEs empowered with flexible financing
Small businesses and SMEs empowered with flexible financing
Of our clients choose us again for their next phase of growth
why us
The Mular Credit Difference
Our experienced team delivers results you can trust. With tested loan products and a clear process, we support your business step by step, remove financial roadblocks, provide quick access to funds, and leave you with peace of mind and room to grow.
- Friendly and enthusiastic
- Friendly support that makes you feel understood and valued
- Convenient loan access that’s quick and simple for your need
Empowering Dreams, Breaking Barriers
We don't just provide loans we unlock potential. we're dismantling financial barriers and creating pathways to prosperity for every Kenyan, regardless of gender, age, or background. This is financial inclusion reimagined.
Our Commitment to Equity
Every metric tells a story of transformation, every percentage point represents dreams fulfilled.
our services
Here’s What We Can Do for You
“Nilipata mkopo haraka, nikaongeza mboga kwa kibanda. Sasa wateja wangu wanapata kila kitu.”
Walinieleza vizuri, hakuna mambo ya kufichwa. Niliweza kupanga malipo yangu bila stress..
Mkopo ulinisaidia kuongeza biashara yangu ya chakula. Nilipata pesa kwa wakati nilihitaji..
Nikiwa na duka dogo nilihitaji msaada wa haraka. Wakanisaidia bila kuchelewesha, sasa biashara inasonga mbele..
Get in touch
Get in touch
Your satisfaction is our top priority! We proudly offer a 100% Happiness Guarantee.
Why us ?
We are passionate about bringing financial services to micro-SMEs, SMEs, and marginalized women groups who are often locked out by traditional credit providers.
We follow strict guidelines to ensure clients can repay comfortably, promoting inclusion without compromising accountability, professionalism, or ethical lending.
We are built on integrity, transparency, and respect. Every interaction with Mular Credit reflects our commitment to fairness, professionalism, and responsible lending.
Your growth is our mission. We design flexible, friendly, and transparent repayment plans that align with your business cash flow, ensuring your success is sustainable.
Not all loans require collateral. Depending on the product, we accept guarantors, M-Pesa statements, or alternative securities, making our loans accessible without unnecessary barriers.
We are embracing digital transformation to deliver faster loan processing, seamless mobile payments, and data driven decisions. This gives clients a modern, efficient financial experience.
We are licensed and regulated by the Central Bank of Kenya (CBK), the Office of the Data Protection Commissioner (ODPC), and the Financial Reporting Centre (FRC). This means every loan we issue follows the highest standards of safety.
At Mular Credit, professionalism is at the core of how we work. From the way we assess loans to how we support clients after disbursement, we treat every business with respect, fairness, and integrity. Our team is trained to provide clear guidance, timely service, and solutions tailored to each client’s unique needs.
FAQ
Frequently Asked Questions
Is collateral required for all loans?
Not always. Some loan products require collateral, while others may accept guarantors or alternative forms of security. Your Relationship Officer will advise based on the loan type.n Content
How does Mular Credit handle client data and privacy?
We uphold the highest standards of confidentiality and trustworthiness. Your personal data is handled with integrity and in full compliance with data protection laws.
What happens if I miss a repayment?
We encourage prompt communication. Our team will work with you to understand your situation and explore repayment solutions. Timely repayment protects your credit history and maintains access to future funding.
How is Mular Credit different from other lenders?
Our approach is grounded in our core values integrity, customer-centricity, financial inclusion, and innovation. We strive to serve our clients with respect, professionalism, and a strong commitment to sustainable financial solutions.
How long does it take to get a loan?
Once your documents and guarantor are confirmed, first-time loans are processed within 24 hours. Repeat customers can access funds instantly through our USSD platform.
Who can be my guarantor?
Your guarantor must be a trusted business owner who is willing to support your application and provide assurance that the loan will be repaid.